Dirt Cheap Central Presents:
Tired of Paying High Premiums?
Here’s Where to Find the Cheapest Car Insurance Options
Dirt Cheap Central Presents:
Tired of Paying
Here’s Where to Find
the Cheapest Car
Discover places where you can insure your vehicle and cover yourself against various risks and situations on the road – at extremely affordable prices.
Here’s a simple and direct question: How much money would you like to save on your next auto insurance bill? 10%? 30%? Even more?
Owning a car and getting it insured can be a significant annual financial expense for any typical household in the U.S.
That’s why learning good ways to reduce your rates, save money, and get the best coverage for your precise needs without breaking the bank can be extremely helpful.
Let’s explore some of the most inexpensive options for protecting your car and yourself from the unexpected.
1. Car Insurance Comparison Sites
One of the best ways to get truly cheap car insurance is by shopping around online and comparing personalized quotes from providers.
When evaluating offers from multiple insurers, it helps to compare ‘apples to apples’ in a fair, accurate, and consistent manner.
As an informed consumer, when you carefully explore different policy options, you have to understand what each one does—and does not—include in terms of coverage, limits, and deductible amounts.
For most consumers, when this task is done ‘manually,’ it’s a tedious, complicated, and time-consuming process that involves lots of confusing paperwork, annoying phone calls, and emails.
And the bad part?
All this hassle and stress does not guarantee any good result.
However, digital real-time rate comparison tools offer a quicker and more convenient alternative that can save you both time and money.
After answering a few questions about yourself and your vehicle, you’ll instantly receive quotes from top national and regional carriers. You will be able to easily compare them side-by-side in one place and understand which ones best fit your budget, needs, and personal driving profile.
Bottom line: Using online rate comparison tools is a great way to find the cheapest auto insurance plans in minimal time.
2. Online-Only Insurers
Digital direct-to-consumer carriers operate in the market without aggressive commission-minded agents or expensive real-estates scattered throughout the country.
Unlike some outdated insurance companies in the industry, online-only insurers do not share the big-corporation mentality with complex bureaucratic procedures and excessive red tape. Unfortunately, consumers often subsidize these inefficient practices with overpriced rates.
These ‘insurtech’ startups are disrupting the conventional auto-insurance marketplace with new tech-based solutions, fresh business models, and user-friendly mobile apps that help car owners save money and pay less for their coverage.
Online insurers price premiums based on innovative models such as mileage (pay-per-mile), safe driving behavior, artificial intelligence, or other advanced technologies that meet the needs of today’s financially-savvy consumers.
3. Organization Membership Discount from Major Carriers
Good drivers with a clean record, homeowners, and students with good grades are not the only ones eligible for discounts in the U.S. insurance industry.
Did you know that members of specific organizations, groups, or even prominent professional or trade associations can enjoy substantial discounts from the major insurance companies?
If you belong to the AAA, AARP, or any other money-saving organization, be sure to check whether any of the big national carriers have special offers for members like you.